Finance

How to Get Richer Without Getting a Raise

Live the life you want without working all the time. That’s the message of Tim Ferriss — entrepreneur, angel investor, public speaker and author of several bestselling books, including “The 4-Hour Workweek.” And it’s helped him achieve massive success. Tim Ferriss is a finalist in GOBankingRates’ 2015 “Best Money Expert”competition held in collaboration with Ally Bank. As part of the ... Read More »

Keurig Green Mountain to Be Taken Private for $13.9 Billion

Keurig Green Mountain, the maker of K-Cup single-serve coffee pods, said Monday it would be bought by an investor group led by Germany’s JAB Holding Co. for about $13.9 billion, creating a global coffee giant. The deal, pitched at a 78 percent premium to Keurig’s Friday close, is the latest by JAB as it seeks to become a formidable competitor ... Read More »

3 Risks of Investing in Annuities

Investing can be scary, especially in the short term. When you retire, it’s hard to watch the value of your lifetime of savings fluctuate as financial markets bounce up and down. Fear is a powerful sales tool. Immediate annuities are an insurance product that prevents you from losing money and offers the benefit of guaranteed payments. However, there is a ... Read More »

How Good is Your Employer’s 401(k)?

BrightScope recently identified the industries with the best 401(k) plans. Which industries came out on top? Our rating system is based on how quickly the average participant in a given 401(k) plan is going to accumulate the money we believe someone needs to retire comfortably within his or her industry. Law firms, utilities, mining companies and airlines were top scorers ... Read More »

5 Ways to Make a Better Plan for Your Money in 2016

From professional football player to speaker and financial coach, Chris Hogan has been a staple among personal finance experts. The money guru once worked as vice president of a mortgage company and later turned to helping people successfully manage their money. As a finalist in the 2015 GOBankingRates “Best Money Expert” competition held in collaboration with Ally Bank, Chris Hogan ... Read More »

How to Cope With the Stress of Retirement

Retirement sounds like fun, doesn’t it? It can be. But it also involves a major change in your life, and therefore represents a stressful transition. On the “life events scale” used by psychologists to determine stress levels, retirement is rated as the 10th most stressful event you can experience – behind the death of a spouse, divorce or a jail ... Read More »

Top 10 Red-Hot Housing Markets to Watch in 2016

The hottest housing market to watch in the new year is not among those that regularly make the news for high demand and quick sales. Instead, Providence, Rhode Island, scored the top spot because it’s “just now seeing signs of recovery based on substantially better economic conditions forecasted for next year,” according to Realtor.com. The real estate website identified the ... Read More »

How to Maximize Your Retirement Accounts in 2016

Contributing to a retirement account qualifies you for tax breaks and employer contributions, both of which will grow your nest egg faster. Here’s how to take full advantage of the 401(k) and individual retirement account perks you’re eligible for in 2016. Max out your 401(k). Workers can contribute up to $18,000 to their 401(k) plans in 2016. To completely max ... Read More »

4 Gift Cards to Give Instead of a Starbucks Card

A gift card is an easy choice if you want to treat friends and co-workers this holiday season –but your card may be third or fourth one that someone receives if you choose a crowd-pleaser like Starbucks cards. If you want your present to stand out and be remembered, consider giving the gift of choice. Here are some cards that ... Read More »

These 13 Numbers Are the Keys to Understanding Your Finances

Understanding a few basic numbers can give you a good picture of your financial health and help you plan your future. You may have seen these terms mentioned in personal finance articles and in the news. Learn what these numbers mean and how to use them to improve your money situation. 1. Net Worth Net worth is the most important ... Read More »